More Information:

About James J. Orchard:

Found in 1880 Census, CO, Arapahoe Co., Denver, ED 5, P. 21
Orchard James J. 22 single engineer cook? (looks like) SC Eng. SC
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Found listings for James J. Orchard in the 1889 and 1890 Atlanta, GA Directories:

James J. Orchard - Business Name: Equitable Accident insurance Co., of Cinti; Occupation: Gen Southern Agent; Location: 60 Gate City Nat Bank Building; Location 2: 91 Capitol Avenue; City: Atlanta, GA; Year: 1889.

Same data for 1890.
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Found in 1900 Census, TX, Dallas Co., Dallas City Ward 7, ED 112, sh. 4. (Holmes St.)
Age 39, occupation "Private Banking". Living with wife Mamie L., 30, b. TN. No children. Married 6 years.

James was shown as age 4 in the 1860 Census, so his birthday shown in the 1900 (Oct 1860) could not have been accurate (unless his age in 1860 was actually less than one year).
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Found in 1920 Census, TX, Dallas Co., Dallas Pct. 22, ED 42, sh. 15B (Ervay St.).
Age 59, widower, living as a boarder, occupation broker. Also living there is James' niece, Helen Gleason, 28, single, occupation none.
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